Coverage lines
Triad Property & Casualty quotes and writes the personal, commercial, and specialized lines below for clients in Jackson, across the Jackson metro, and statewide in Mississippi. Not sure which fits? Send a quote request and a licensed advisor will point you the right way.
Personal lines
Core protection for your house and belongings — dwelling, other structures, personal property, loss of use, and personal liability. We'll walk you through replacement-cost versus actual-cash-value options so you know exactly what a claim would pay, with Mississippi storm and hail risk priced in from the start.
Learn moreLiability, collision, comprehensive, uninsured/underinsured motorist, and medical payments coverage for the vehicles you drive every day. We shop the market for Mississippi drivers — balancing premium with the protection you actually need.
Learn moreCustomized protection for high-value homes, luxury vehicles, fine art, jewelry, and collections — with higher liability limits, agreed-value settlement options, and concierge-level claims service. Coverage that matches the true value of what you've built.
Learn moreTerm and permanent life coverage that protects the people who depend on you. We'll help you size the benefit, compare term versus whole life, and structure the policy around your family's long-term goals.
Learn moreAn extra layer of liability protection that sits above your home, auto, and other personal policies. When a serious accident or lawsuit exceeds your underlying limits, umbrella coverage helps protect your savings, home, and future earnings.
Learn moreCommercial lines
Protection against third-party bodily injury, property damage, and advertising injury claims. The foundation of almost every business insurance program, from Fondren retail shops to heavy contractors.
Learn moreMedical, wage, and rehabilitation benefits for employees hurt on the job, plus employer liability protection. Required for most Mississippi employers — we'll help you get the class codes and payroll figures right.
Learn moreCoverage for your building, equipment, inventory, and business income after a covered loss. We help you value the risk properly — including Mississippi wind and hail exposure — so you're not over- or under-insured when it matters.
Learn moreLiability and physical damage coverage for the vehicles your business owns, leases, or borrows — from a single work truck in Jackson to a fleet running I-55 and I-20 across the state, with hired and non-owned options where you need them.
Learn moreA bundled package combining general liability and commercial property — often with business interruption and optional endorsements — sized for Mississippi's small and mid-sized businesses at a lower cost than separate policies.
Learn moreSpecialized coverages
Directors & officers coverage protects your company's leadership against claims arising from their decisions — alleged mismanagement, breach of fiduciary duty, and shareholder actions. Essential for any organization with a board.
Learn moreErrors & omissions (professional liability) coverage protects you against claims of negligence, misrepresentation, or inadequate work — for advisors, consultants, agents, and anyone who provides professional services or advice.
Learn moreContractor-focused coverage that meets the insurance requirements on Mississippi job sites — general liability, tool and equipment protection, completed operations, and certificate handling so you can start work on time.
Learn moreContract, license, court, and fidelity bonds backed by our surety markets. We'll help Mississippi contractors and businesses meet the bonding requirement — license and permit, bid, payment, and performance bonds included — without slowing the project down.
Learn moreA guarantee to the project owner that the work will be completed per the contract. If the contractor defaults, the surety steps in to complete or relet the work — protecting the owner and unlocking larger contracts for you.
Learn moreYou don't have to figure it out alone. Request a quote and tell us about your home, vehicles, or business — a licensed advisor will recommend the coverage that fits, wherever you are in Mississippi.