Liability
Pays for bodily injury and property damage your business vehicles cause to others — with limits sized for commercial exposures.
Commercial lines — Jackson, MS & Mississippi
Commercial Auto Insurance
Coverage for the vehicles your business owns, leases, or borrows — from a single work truck in Jackson to a fleet running I-20, I-55, and beyond.
Start my quoteVehicles driven for business face bigger liability exposures than personal cars — heavier vehicles, more miles, and courts that hold businesses to a higher standard. A personal auto policy generally won't cover business use, leaving a dangerous gap.
We quote commercial auto across our carriers, build the policy around how your vehicles are actually used — local Jackson runs, statewide routes, or long-haul — and add hired and non-owned coverage where your operations call for it.
What commercial auto covers
The protection, piece by piece.
Physical damage
Collision and comprehensive coverage for your business vehicles — crash damage, theft, vandalism, weather, and glass.
Hired & non-owned auto
Extends liability to vehicles your business rents, leases briefly, or that employees drive on company business with their own cars.
Cargo & equipment coverage
Protects the tools, equipment, and goods your vehicles carry, subject to the coverage selected for your operations.
Medical payments & UM/UIM
Covers medical expenses for drivers and passengers, and protects your business when an at-fault driver is uninsured or underinsured — a common risk on Mississippi roads.
Worth knowing
Details that make the difference.
Personal policies exclude business use
Deliveries, job-site driving, and hauling for hire create exposures a personal auto policy won't pay for. If a vehicle serves the business, it needs commercial coverage.
Vehicle classes matter
Rates differ sharply between sedans, pickups, box trucks, and specialty units. We classify each vehicle correctly so premiums and coverage match the risk.
Radius of operations
How far your vehicles travel — from Jackson runs to long-haul routes on I-20 and I-55 — affects both rating and which carriers will write the risk. Tell us the honest radius.
Driver records follow the business
Motor vehicle records of everyone who drives for you affect eligibility and premium. Clean-driver requirements in your fleet policy pay for themselves.
Commercial auto questions
Common questions, answered.
Get your commercial auto quote.
Tell us about your vehicles and how they're used, and a licensed Triad advisor at our Jackson office will come back with clear, side-by-side options — most within 24 hours.