Job site general liability
Third-party injury and property damage coverage for your operations at the job site, with limits and endorsements matched to your contracts.
Specialized coverages — Mississippi
Contract Insurance
Contractor-focused coverage that meets the insurance requirements on Mississippi job sites — so you can start work on time and stay protected while you're there.
Start my quoteConstruction and trade contracts come with insurance requirements — minimum liability limits, additional-insured endorsements, and certificates your client must have before work begins. From Jackson-area commercial projects to developments across Mississippi, missing any of them delays the job.
We build contractor programs around those requirements: general liability for the job site, tools and equipment coverage, completed-operations protection, and fast certificates — plus the surety bonds many contracts demand alongside.
What contract coverage includes
The protection, piece by piece.
Tools & equipment
Covers your tools, machinery, and leased equipment against theft and damage — on site, in transit, or in storage.
Completed operations
Protects you against claims that arise after the work is finished — defects or damage discovered long after you've left the site.
Builders risk
Course-of-construction coverage for the structure itself during renovation or building, protecting materials and the project until completion.
Certificates & endorsements
Fast certificates of insurance with the additional-insured, waiver-of-subrogation, and primary-noncontributory wording your contracts specify.
Worth knowing
Details that make the difference.
Read the insurance requirements early
Send us the contract's insurance article before you sign. We'll confirm your policy meets every requirement and issue compliant certificates before mobilization.
Additional insured wording matters
Not all additional-insured endorsements are equal. We use the forms your contracts specify so clients can't reject your certificate.
Subcontractors can put claims on you
Hiring uninsured or underinsured subcontractors exposes your own policy. We'll help you set certificate-collection practices that keep that risk off your books.
Bonds pair with the policy
Many contracts require performance and payment bonds in addition to insurance. We quote both from the same relationship, so your program fits together.
Contract coverage questions
Common questions, answered.
Get a contractor quote.
Send us your trade, your crew size, and a sample contract's insurance requirements — a licensed Triad advisor at our Jackson office will build the program around them, for contractors anywhere in Mississippi.